Before submitting a request, here is how solidarity financing works at Interloan, and why we exist.
In many countries, access to fair and transparent financing remains difficult for individuals, families and small businesses who do not meet the criteria of traditional banks.
Added to this is an increasingly pressing issue: extreme weather events — floods, droughts, storms — weaken more households and small activities every year. Who can be helped, under what conditions, and with what support? This is the question Interloan tries to answer, file by file.
Interloan follows a policy of particular attention to people and small organisations affected by extreme weather or climate disasters, prioritising the review of files linked to this type of situation.
Interloan combines two requirements: staying accessible to people who lack access to traditional banking channels, and staying rigorous in reviewing every request.
Terms, amounts and timelines communicated clearly before any decision — no hidden fees.
Each file's data stays protected and is never shared without consent.
No automated decisions: every file is reviewed by a person, in its real context.
Loans with clear terms, designed to finance a project, an unexpected expense, or an income-generating activity — no jargon, no hidden fees. Amount, rate and repayment schedule are explained before any signature.
Direct support, with no repayment, for situations where a credit would not be the right answer: medical emergency, disaster, severe hardship. Reviewed case by case by the team.
Vehicles and goods that are no longer used get a second life: redistributed to those who can genuinely put them to use, with verification and a formal handover.
A loan with accessible terms, designed to finance a project or an income-generating activity — not to generate profit through interest.
A good that is no longer used by its owner is checked, then handed over to someone who can genuinely use it, with a formal acknowledgement of receipt.
An algorithm does not know a person's real context. At Interloan, every file is read by a human being before any decision.
After extreme weather, the urgency is not only financial: it is also human. Fast support, without complex procedures, helps people get back on their feet more quickly.

